| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $308,224 |
TRUCKER HUSS1 year Service code 29 · EIN 94-3216063 | Legal | $14,899 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,584 | $49,270+39.2% | $156,551-56.2% | $329,111-79.2% |
| Participation rate | 61.7% | 68.1%-6.4pp | 84.0%-22.3pp | 67.9%-6.1pp |
| Annual return | 8.08% | 23.25%-15.2pp | 32.23%-24.1pp | 16.35%-8.3pp |
| Employer contribution / active EE | $14 | $1,534-99.1% | $5,501-99.7% | $2,303-99.4% |
| Participant deferral / active EE | $4,458 | $2,920+52.7% | $4,871-8.5% | $3,682+21.1% |
| Admin fee / account holder | $32 | $51-36.8% | $13,028-99.8% | $754-95.8% |