| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $274,611 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,019 | $53,684+43.5% | $170,435-54.8% | $80,976-4.9% |
| Participation rate | 64.1% | 69.2%-5.1pp | 83.6%-19.5pp | 68.3%-4.1pp |
| Annual return | 18.10% | 25.97%-7.9pp | 205.94%-187.8pp | 22.91%-4.8pp |
| Employer contribution / active EE | $12 | $1,642-99.3% | $5,432-99.8% | $2,402-99.5% |
| Participant deferral / active EE | $4,456 | $3,017+47.7% | $4,939-9.8% | $3,848+15.8% |
| Admin fee / account holder | $25 | $46-45.8% | $13,881-99.8% | $67-62.7% |