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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,277 | $58,726-65.5% | $142,898-85.8% | $85,847-76.4% |
| Participation rate | 98.0% | 58.5%+39.5pp | 72.0%+26.0pp | 69.3%+28.7pp |
| Annual return | 9.00% | 27.73%-18.7pp | 5639.64%-5630.6pp | 318.61%-309.6pp |
| Employer contribution / active EE | $935 | $1,424-34.3% | $4,146-77.4% | $2,565-63.5% |
| Participant deferral / active EE | $2,344 | $2,609-10.2% | $3,838-38.9% | $3,952-40.7% |
| Admin fee / account holder | $1,171 | $4,234-72.4% | $6,560-82.2% | $6,261-81.3% |