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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,716 | $49,199-43.7% | $121,204-77.1% | $75,173-63.1% |
| Participation rate | 86.7% | 55.4%+31.2pp | 69.5%+17.1pp | 67.2%+19.5pp |
| Annual return | 11.04% | 56.04%-45.0pp | 987.18%-976.1pp | 160.72%-149.7pp |
| Employer contribution / active EE | $1,019 | $1,547-34.2% | $4,170-75.6% | $2,671-61.9% |
| Participant deferral / active EE | $2,474 | $2,630-5.9% | $4,083-39.4% | $4,126-40.0% |
| Admin fee / account holder | $2,461 | $3,946-37.6% | $5,651-56.4% | $5,651-56.4% |