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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,822 | $51,631-84.9% | $129,397-94.0% | $80,925-90.3% |
| Participation rate | 98.7% | 56.9%+41.8pp | 69.6%+29.1pp | 67.7%+31.1pp |
| Annual return | -86.32% | 20.77%-107.1pp | 9453.98%-9540.3pp | 35.65%-122.0pp |
| Employer contribution / active EE | $702 | $1,583-55.6% | $4,154-83.1% | $2,756-74.5% |
| Participant deferral / active EE | $2,358 | $2,670-11.7% | $4,167-43.4% | $4,299-45.2% |
| Admin fee / account holder | $409 | $4,309-90.5% | $7,679-94.7% | $6,940-94.1% |