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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,851 | $53,774-27.8% | $134,162-71.0% | $79,856-51.3% |
| Participation rate | 93.2% | 58.8%+34.4pp | 72.2%+21.0pp | 69.6%+23.5pp |
| Annual return | 13.38% | 19.01%-5.6pp | 36.35%-23.0pp | 31.71%-18.3pp |
| Employer contribution / active EE | $836 | $1,322-36.7% | $3,705-77.4% | $2,471-66.2% |
| Participant deferral / active EE | $3,449 | $2,420+42.5% | $3,500-1.5% | $3,741-7.8% |
| Admin fee / account holder | $3,116 | $3,985-21.8% | $6,685-53.4% | $5,306-41.3% |