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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,056 | $49,199-6.4% | $121,204-62.0% | $75,173-38.7% |
| Participation rate | 87.8% | 55.4%+32.3pp | 69.5%+18.2pp | 67.2%+20.6pp |
| Annual return | 11.49% | 56.04%-44.5pp | 987.18%-975.7pp | 160.72%-149.2pp |
| Employer contribution / active EE | $957 | $1,547-38.1% | $4,170-77.0% | $2,671-64.2% |
| Participant deferral / active EE | $3,253 | $2,630+23.7% | $4,083-20.3% | $4,126-21.2% |
| Admin fee / account holder | $3,988 | $3,946+1.1% | $5,651-29.4% | $5,651-29.4% |