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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,132 | $46,697-11.9% | $117,533-65.0% | $68,486-39.9% |
| Participation rate | 95.3% | 56.8%+38.6pp | 70.6%+24.7pp | 67.9%+27.5pp |
| Annual return | -15.36% | -14.52%-0.8pp | 29.77%-45.1pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,116 | $1,506-25.9% | $4,179-73.3% | $2,597-57.0% |
| Participant deferral / active EE | $3,835 | $2,637+45.4% | $4,072-5.8% | $4,028-4.8% |
| Admin fee / account holder | $403 | $4,023-90.0% | $5,647-92.9% | $5,404-92.5% |