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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $24,385 |
RBC WEALTH MANAGEMENT4 years Filed as: RBC CAPITAL MARKETS LLC Service code 27 · EIN 41-1416330 | Advisory (Plan) | $19,953 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,367 | $76,669-30.4% | $96,496-44.7% | $71,476-25.3% |
| Participation rate | 85.4% | 66.6%+18.8pp | 74.3%+11.1pp | 67.9%+17.5pp |
| Annual return | 18.21% | 48.29%-30.1pp | 35.70%-17.5pp | 28.85%-10.6pp |
| Employer contribution / active EE | $818 | $3,031-73.0% | $3,738-78.1% | $2,589-68.4% |
| Participant deferral / active EE | $4,659 | $3,771+23.5% | $4,879-4.5% | $4,290+8.6% |
| Admin fee / account holder | $205 | $2,028-89.9% | $6,731-97.0% | $1,587-87.1% |