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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $23,645 |
RBC WEALTH MANAGEMENT3 years Filed as: RBC CAPITAL MARKETS LLC Service code 27 · EIN 41-1416330 | Advisory (Plan) | $19,994 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,299 | $64,176-13.8% | $112,263-50.7% | $66,949-17.4% |
| Participation rate | 80.1% | 68.4%+11.7pp | 75.1%+5.0pp | 69.8%+10.3pp |
| Annual return | -11.77% | -13.80%+2.0pp | 27.49%-39.3pp | 1.57%-13.3pp |
| Employer contribution / active EE | $790 | $3,007-73.7% | $3,636-78.3% | $2,545-68.9% |
| Participant deferral / active EE | $4,785 | $3,694+29.6% | $4,729+1.2% | $4,239+12.9% |
| Admin fee / account holder | $230 | $626-63.3% | $6,410-96.4% | $594-61.3% |