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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $23,234 |
RBC WEALTH MANAGEMENT2 years Filed as: RBC CAPITAL MARKETS LLC Service code 27 · EIN 41-1416330 | Advisory (Plan) | $19,966 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,488 | $77,677-14.4% | $109,188-39.1% | $79,389-16.3% |
| Participation rate | 78.3% | 67.8%+10.5pp | 75.9%+2.4pp | 70.7%+7.5pp |
| Annual return | 20.22% | 23.44%-3.2pp | 25.76%-5.5pp | 116.89%-96.7pp |
| Employer contribution / active EE | $739 | $2,798-73.6% | $3,723-80.2% | $2,428-69.6% |
| Participant deferral / active EE | $4,708 | $3,517+33.9% | $4,654+1.2% | $4,046+16.4% |
| Admin fee / account holder | $250 | $732-65.9% | $6,755-96.3% | $626-60.1% |