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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,948 | $102,393-18.0% | $147,041-42.9% | $80,911+3.8% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.6%+20.4pp |
| Annual return | 22.59% | 134.95%-112.4pp | 419.21%-396.6pp | 35.63%-13.0pp |
| Employer contribution / active EE | $4,361 | $3,715+17.4% | $4,935-11.6% | $2,756+58.3% |
| Participant deferral / active EE | $11,179 | $6,647+68.2% | $8,071+38.5% | $4,297+160.1% |
| Admin fee / account holder | $1,818 | $7,943-77.1% | $13,006-86.0% | $6,935-73.8% |