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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,410 | $93,589-29.0% | $135,942-51.1% | $75,181-11.7% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 26.36% | 30.90%-4.5pp | 68.28%-41.9pp | 160.69%-134.3pp |
| Employer contribution / active EE | $4,291 | $3,537+21.3% | $4,858-11.7% | $2,671+60.7% |
| Participant deferral / active EE | $10,924 | $6,405+70.6% | $7,759+40.8% | $4,126+164.8% |
| Admin fee / account holder | $5,441 | $6,977-22.0% | $10,764-49.5% | $5,650-3.7% |