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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,836 | $82,674-43.3% | $125,381-62.6% | $68,486-31.6% |
| Participation rate | 90.0% | 75.1%+14.9pp | 82.4%+7.6pp | 67.9%+22.1pp |
| Annual return | -21.30% | -5.97%-15.3pp | 572.31%-593.6pp | -7.85%-13.4pp |
| Employer contribution / active EE | $3,661 | $3,382+8.2% | $4,815-24.0% | $2,597+41.0% |
| Participant deferral / active EE | $8,856 | $6,111+44.9% | $7,448+18.9% | $4,028+119.9% |
| Admin fee / account holder | $1,980 | $6,277-68.5% | $10,007-80.2% | $5,404-63.4% |