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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,270 | $103,008+69.2% | $90,304+93.0% | $152,897+14.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 2.43% | 95.22%-92.8pp | 78.13%-75.7pp | 345.43%-343.0pp |
| Employer contribution / active EE | $4,305 | $3,139+37.1% | $2,855+50.8% | $4,764-9.6% |
| Participant deferral / active EE | $2,149 | $4,281-49.8% | $3,885-44.7% | $5,851-63.3% |
| Admin fee / account holder | $366 | $6,175-94.1% | $5,354-93.2% | $11,599-96.8% |