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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,922 | $90,486+14.8% | $78,676+32.1% | $273,972-62.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 8.12% | 75.62%-67.5pp | 62.19%-54.1pp | 41.46%-33.3pp |
| Employer contribution / active EE | $14,232 | $3,175+348.2% | $2,850+399.4% | $4,869+192.3% |
| Participant deferral / active EE | $7,882 | $3,901+102.0% | $3,517+124.1% | $5,287+49.1% |
| Admin fee / account holder | $8,502 | $5,263+61.5% | $4,510+88.5% | $10,133-16.1% |