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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,814 | $99,011+44.2% | $86,582+64.9% | $147,586-3.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 12.85% | 1312.75%-1299.9pp | 965.08%-952.2pp | 578.59%-565.7pp |
| Employer contribution / active EE | $1,687 | $3,132-46.1% | $2,839-40.6% | $4,876-65.4% |
| Participant deferral / active EE | $7,330 | $3,972+84.5% | $3,609+103.1% | $5,439+34.8% |
| Admin fee / account holder | $1,533 | $5,709-73.1% | $4,904-68.7% | $10,886-85.9% |