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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,451 | $166,131+130.2% | $164,975+131.8% | $145,877+162.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.88% | 100.37%-90.5pp | 70.12%-60.2pp | 551.28%-541.4pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $114,750 | $6,962+1548.2% | $6,033+1801.9% | $6,691+1615.1% |
| Admin fee / account holder | $92,055 | $16,648+452.9% | $12,688+625.5% | $13,402+586.9% |