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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,199 | $131,835+82.2% | $108,582+121.2% | $273,972-12.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 2.10% | -91.57%+93.7pp | -51.70%+53.8pp | 41.46%-39.4pp |
| Employer contribution / active EE | $22,409 | $4,913+356.1% | $3,758+496.2% | $4,869+360.3% |
| Participant deferral / active EE | $14,713 | $5,127+186.9% | $4,311+241.3% | $5,287+178.3% |
| Admin fee / account holder | $176,532 | $10,253+1621.8% | $7,645+2209.1% | $10,133+1642.2% |