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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,012 | $176,838+90.0% | $146,685+129.1% | $167,518+100.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.31% | 24.04%-15.7pp | 22.75%-14.4pp | 478.71%-470.4pp |
| Employer contribution / active EE | $11,737 | $5,161+127.4% | $4,137+183.7% | $4,838+142.6% |
| Participant deferral / active EE | $19,125 | $6,441+196.9% | $5,507+247.3% | $6,342+201.6% |
| Admin fee / account holder | $2,696 | $13,262-79.7% | $10,281-73.8% | $12,312-78.1% |