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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,469 | $106,864+295.3% | $147,318+186.8% | $82,637+411.2% |
| Participation rate | 84.3% | 75.5%+8.8pp | 82.1%+2.2pp | 68.1%+16.3pp |
| Annual return | 15.45% | 27.49%-12.0pp | 70.43%-55.0pp | 53.51%-38.1pp |
| Employer contribution / active EE | $11,758 | $3,417+244.1% | $4,593+156.0% | $2,552+360.7% |
| Participant deferral / active EE | $13,566 | $6,496+108.9% | $7,906+71.6% | $4,126+228.8% |
| Admin fee / account holder | $35,311 | $8,415+319.6% | $13,708+157.6% | $7,339+381.2% |