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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,027 | $85,766+169.4% | $136,298+69.5% | $70,126+229.4% |
| Participation rate | 94.9% | 74.2%+20.7pp | 81.9%+13.0pp | 69.5%+25.3pp |
| Annual return | 10.78% | 31.46%-20.7pp | 5156.27%-5145.5pp | 73.15%-62.4pp |
| Employer contribution / active EE | $11,006 | $2,966+271.1% | $4,696+134.4% | $2,343+369.8% |
| Participant deferral / active EE | $11,524 | $5,051+128.1% | $6,247+84.5% | $3,332+245.9% |
| Admin fee / account holder | $13,941 | $5,421+157.2% | $9,244+50.8% | $4,645+200.1% |