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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,884 | $89,367+194.2% | $141,191+86.2% | $72,975+260.2% |
| Participation rate | 85.0% | 75.1%+9.9pp | 82.5%+2.5pp | 69.5%+15.5pp |
| Annual return | 21.88% | 111.87%-90.0pp | 71.41%-49.5pp | 81.01%-59.1pp |
| Employer contribution / active EE | $11,650 | $3,115+274.0% | $4,736+146.0% | $2,440+377.5% |
| Participant deferral / active EE | $11,227 | $5,419+107.2% | $6,710+67.3% | $3,608+211.2% |
| Admin fee / account holder | $6,188 | $5,957+3.9% | $10,264-39.7% | $5,124+20.8% |