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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,919 | $93,064-22.7% | $74,577-3.6% | $273,972-73.7% |
| Participation rate | 55.0% | 74.9%-19.9pp | 68.1%-13.1pp | 83.0%-28.0pp |
| Annual return | 4.76% | 26.18%-21.4pp | 20.47%-15.7pp | 41.46%-36.7pp |
| Employer contribution / active EE | $1,341 | $3,160-57.6% | $2,525-46.9% | $4,869-72.5% |
| Participant deferral / active EE | $3,812 | $4,160-8.4% | $3,458+10.2% | $5,287-27.9% |
| Admin fee / account holder | $10,093 | $5,273+91.4% | $4,138+143.9% | $10,133-0.4% |