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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,719 | $49,897+180.0% | $80,648+73.2% | $75,177+85.9% |
| Participation rate | 64.0% | 55.3%+8.7pp | 67.0%-3.0pp | 67.2%-3.2pp |
| Annual return | 20.89% | 34.68%-13.8pp | 937.21%-916.3pp | 160.75%-139.9pp |
| Employer contribution / active EE | $1,916 | $1,699+12.8% | $2,724-29.6% | $2,671-28.3% |
| Participant deferral / active EE | $6,554 | $2,992+119.0% | $4,443+47.5% | $4,126+58.8% |
| Admin fee / account holder | $4,183 | $3,579+16.9% | $5,382-22.3% | $5,651-26.0% |