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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,907 | $95,188+8.1% | $76,518+34.5% | $135,380-24.0% |
| Participation rate | 38.1% | 74.4%-36.3pp | 68.0%-29.9pp | 82.6%-44.5pp |
| Annual return | -4.01% | 4.85%-8.9pp | -0.27%-3.7pp | 519.81%-523.8pp |
| Employer contribution / active EE | $1,096 | $3,303-66.8% | $2,647-58.6% | $4,779-77.1% |
| Participant deferral / active EE | $3,202 | $4,640-31.0% | $3,836-16.5% | $5,609-42.9% |
| Admin fee / account holder | $466 | $6,249-92.5% | $4,849-90.4% | $10,828-95.7% |