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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,532 | $70,418-41.0% | $96,570-57.0% | $85,847-51.6% |
| Participation rate | 64.1% | 61.8%+2.3pp | 69.8%-5.7pp | 69.3%-5.2pp |
| Annual return | 28.76% | 18.59%+10.2pp | 37.79%-9.0pp | 318.61%-289.8pp |
| Employer contribution / active EE | $1,653 | $1,413+17.0% | $2,357-29.9% | $2,565-35.6% |
| Participant deferral / active EE | $3,505 | $2,894+21.1% | $3,849-8.9% | $3,952-11.3% |
| Admin fee / account holder | $971 | $4,995-80.6% | $6,182-84.3% | $6,261-84.5% |