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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,347 | $124,980-44.5% | $108,359-36.0% | $154,746-55.2% |
| Participation rate | 83.3% | 75.2%+8.2pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 13.53% | 45.00%-31.5pp | 36.89%-23.4pp | 172.34%-158.8pp |
| Employer contribution / active EE | $3,307 | $2,851+16.0% | $2,399+37.8% | $4,379-24.5% |
| Participant deferral / active EE | $7,173 | $4,743+51.2% | $4,137+73.4% | $6,730+6.6% |
| Admin fee / account holder | $1,015 | $11,502-91.2% | $9,741-89.6% | $14,365-92.9% |