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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,356 | $58,493-56.7% | $84,023-69.8% | $72,976-65.3% |
| Participation rate | 60.9% | 61.2%-0.4pp | 69.0%-8.1pp | 69.5%-8.6pp |
| Annual return | 11.10% | 28.93%-17.8pp | 71.32%-60.2pp | 81.02%-69.9pp |
| Employer contribution / active EE | $1,195 | $1,163+2.7% | $1,984-39.8% | $2,440-51.0% |
| Participant deferral / active EE | $1,976 | $2,394-17.4% | $3,239-39.0% | $3,608-45.2% |
| Admin fee / account holder | $275 | $4,569-94.0% | $6,102-95.5% | $5,124-94.6% |