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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,553 | $176,077-12.2% | $159,455-3.1% | $167,518-7.7% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 16.05% | 331.83%-315.8pp | 263.63%-247.6pp | 478.71%-462.7pp |
| Employer contribution / active EE | $0 | $5,298-100.0% | $4,830-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $5,627 | $7,751-27.4% | $7,353-23.5% | $6,342-11.3% |
| Admin fee / account holder | $12,107 | $12,556-3.6% | $10,800+12.1% | $12,312-1.7% |