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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,054 | $72,177-27.9% | $115,038-54.8% | $59,633-12.7% |
| Participation rate | 62.2% | 72.6%-10.3pp | 81.4%-19.1pp | 68.7%-6.4pp |
| Annual return | -1.29% | 12.02%-13.3pp | 26.14%-27.4pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $6,636 | $4,783+38.7% | $6,026+10.1% | $3,192+107.9% |
| Admin fee / account holder | $19,087 | $4,927+287.4% | $8,175+133.5% | $4,297+344.2% |