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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,203 | $165,361-21.3% | $149,715-13.0% | $158,950-18.1% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.2pp | 82.0%-12.7pp |
| Annual return | 9.32% | 348.24%-338.9pp | 276.66%-267.3pp | 302.91%-293.6pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,193 | $7,182-13.8% | $6,842-9.5% | $5,983+3.5% |
| Admin fee / account holder | $40,923 | $10,808+278.6% | $9,310+339.6% | $11,248+263.8% |