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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,951 | $84,697-58.7% | $73,845-52.7% | $125,393-72.1% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -2.49% | 3123.66%-3126.2pp | 2267.91%-2270.4pp | 282.23%-284.7pp |
| Employer contribution / active EE | $3,324 | $3,123+6.4% | $2,788+19.3% | $4,866-31.7% |
| Participant deferral / active EE | $12,750 | $3,993+219.3% | $3,583+255.8% | $5,351+138.3% |
| Admin fee / account holder | $1,320 | $5,692-76.8% | $4,881-73.0% | $9,541-86.2% |