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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,237 | $103,008-92.0% | $90,304-90.9% | $152,897-94.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 11.40% | 95.22%-83.8pp | 78.13%-66.7pp | 345.43%-334.0pp |
| Employer contribution / active EE | $1,697 | $3,139-45.9% | $2,855-40.6% | $4,764-64.4% |
| Participant deferral / active EE | $2,408 | $4,281-43.8% | $3,885-38.0% | $5,851-58.8% |
| Admin fee / account holder | $76,147 | $6,175+1133.2% | $5,354+1322.3% | $11,599+556.5% |