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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,588 | $99,031-41.8% | $86,597-33.5% | $147,585-61.0% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 17.07% | 1312.56%-1295.5pp | 964.96%-947.9pp | 578.57%-561.5pp |
| Employer contribution / active EE | $16,774 | $3,132+435.5% | $2,840+490.7% | $4,876+244.0% |
| Participant deferral / active EE | $10,557 | $3,972+165.8% | $3,609+192.6% | $5,439+94.1% |
| Admin fee / account holder | $503 | $5,711-91.2% | $4,906-89.7% | $10,885-95.4% |