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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,558 | $80,748+24.5% | $102,383-1.8% | $74,429+35.1% |
| Participation rate | 100.0% | 65.7%+34.3pp | 74.5%+25.5pp | 67.2%+32.8pp |
| Annual return | 10.56% | 27.57%-17.0pp | 24.94%-14.4pp | 1368.38%-1357.8pp |
| Employer contribution / active EE | $13,762 | $3,159+335.6% | $3,870+255.6% | $2,625+424.3% |
| Participant deferral / active EE | $3,473 | $3,861-10.0% | $5,060-31.4% | $4,348-20.1% |
| Admin fee / account holder | $230 | $2,371-90.3% | $8,391-97.3% | $1,944-88.2% |