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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,457 | $106,008-21.3% | $92,240-9.5% | $147,586-43.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 482.30% | 50.05%+432.3pp | 176.29%+306.0pp | 578.59%-96.3pp |
| Employer contribution / active EE | $11,094 | $4,333+156.0% | $3,680+201.5% | $4,876+127.5% |
| Participant deferral / active EE | $13,637 | $4,478+204.5% | $3,897+249.9% | $5,439+150.7% |
| Admin fee / account holder | $88 | $6,333-98.6% | $5,194-98.3% | $10,886-99.2% |