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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,892 | $107,353-11.6% | $92,903+2.1% | $152,885-37.9% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 20.60% | 145.62%-125.0pp | 109.43%-88.8pp | 345.39%-324.8pp |
| Employer contribution / active EE | $2,828 | $4,222-33.0% | $3,653-22.6% | $4,763-40.6% |
| Participant deferral / active EE | $5,584 | $4,848+15.2% | $4,238+31.8% | $5,851-4.6% |
| Admin fee / account holder | $16,344 | $7,081+130.8% | $5,795+182.0% | $11,598+40.9% |