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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,357 | $99,345-47.3% | $84,753-38.2% | $273,972-80.9% |
| Participation rate | 72.7% | 80.7%-8.0pp | 76.6%-3.9pp | 83.0%-10.3pp |
| Annual return | 7.90% | 22.93%-15.0pp | 22.78%-14.9pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,537 | $4,214-63.5% | $3,574-57.0% | $4,869-68.4% |
| Participant deferral / active EE | $2,011 | $4,270-52.9% | $3,712-45.8% | $5,287-62.0% |
| Admin fee / account holder | $565 | $6,645-91.5% | $5,333-89.4% | $10,133-94.4% |