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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,605 | $106,008-37.2% | $92,240-27.8% | $147,586-54.9% |
| Participation rate | 80.0% | 80.4%-0.4pp | 76.5%+3.5pp | 82.8%-2.8pp |
| Annual return | 14.29% | 50.05%-35.8pp | 176.29%-162.0pp | 578.59%-564.3pp |
| Employer contribution / active EE | $1,716 | $4,333-60.4% | $3,680-53.4% | $4,876-64.8% |
| Participant deferral / active EE | $3,226 | $4,478-28.0% | $3,897-17.2% | $5,439-40.7% |
| Admin fee / account holder | $5,387 | $6,333-14.9% | $5,194+3.7% | $10,886-50.5% |