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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,421 | $102,385-5.8% | $147,080-34.4% | $80,935+19.1% |
| Participation rate | 41.7% | 75.9%-34.2pp | 82.2%-40.5pp | 67.7%-26.0pp |
| Annual return | 12.72% | 135.09%-122.4pp | 420.17%-407.5pp | 35.66%-22.9pp |
| Employer contribution / active EE | $2,834 | $3,717-23.8% | $4,933-42.6% | $2,757+2.8% |
| Participant deferral / active EE | $3,917 | $6,651-41.1% | $8,066-51.4% | $4,299-8.9% |
| Admin fee / account holder | $2 | $7,951-100.0% | $12,989-100.0% | $6,924-100.0% |