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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,421 | $102,429-5.9% | $147,096-34.4% | $80,925+19.1% |
| Participation rate | 41.7% | 75.9%-34.2pp | 82.2%-40.5pp | 67.7%-26.0pp |
| Annual return | 12.72% | 135.02%-122.3pp | 419.75%-407.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $2,834 | $3,716-23.7% | $4,936-42.6% | $2,756+2.8% |
| Participant deferral / active EE | $3,917 | $6,649-41.1% | $8,071-51.5% | $4,299-8.9% |
| Admin fee / account holder | $2 | $7,957-100.0% | $13,005-100.0% | $6,940-100.0% |