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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,850 | $82,674-9.5% | $125,363-40.3% | $68,495+9.3% |
| Participation rate | 33.3% | 75.0%-41.7pp | 82.4%-49.0pp | 67.9%-34.6pp |
| Annual return | -18.05% | -5.97%-12.1pp | 572.15%-590.2pp | -7.84%-10.2pp |
| Employer contribution / active EE | $1,799 | $3,382-46.8% | $4,815-62.6% | $2,596-30.7% |
| Participant deferral / active EE | $2,613 | $6,111-57.2% | $7,447-64.9% | $4,028-35.1% |
| Admin fee / account holder | $94 | $6,276-98.5% | $10,005-99.1% | $5,403-98.3% |