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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,136 | $87,016+26.6% | $63,244+74.1% | $125,389-12.2% |
| Participation rate | 66.7% | 77.1%-10.4pp | 71.0%-4.4pp | 83.2%-16.5pp |
| Annual return | -1.05% | 21.71%-22.8pp | -70.31%+69.3pp | 282.24%-283.3pp |
| Employer contribution / active EE | $1,060 | $3,601-70.6% | $2,322-54.4% | $4,866-78.2% |
| Participant deferral / active EE | $3,007 | $3,939-23.7% | $2,953+1.8% | $5,352-43.8% |
| Admin fee / account holder | $226 | $11,954-98.1% | $5,893-96.2% | $9,541-97.6% |