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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,951 | $104,520+62.6% | $76,823+121.2% | $152,885+11.2% |
| Participation rate | 60.0% | 76.6%-16.6pp | 72.1%-12.1pp | 82.5%-22.5pp |
| Annual return | 28.19% | 1014.03%-985.8pp | 1166.42%-1138.2pp | 345.39%-317.2pp |
| Employer contribution / active EE | $729 | $3,117-76.6% | $2,302-68.3% | $4,763-84.7% |
| Participant deferral / active EE | $3,138 | $4,236-25.9% | $3,336-5.9% | $5,851-46.4% |
| Admin fee / account holder | $45 | $12,283-99.6% | $6,422-99.3% | $11,598-99.6% |