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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,778 | $100,901+97.0% | $75,501+163.3% | $147,586+34.7% |
| Participation rate | 57.1% | 77.1%-20.0pp | 72.4%-15.2pp | 82.8%-25.7pp |
| Annual return | 17.69% | 35.78%-18.1pp | 27.35%-9.7pp | 578.59%-560.9pp |
| Employer contribution / active EE | $1,256 | $3,253-61.4% | $2,352-46.6% | $4,876-74.2% |
| Participant deferral / active EE | $3,897 | $4,027-3.2% | $3,142+24.0% | $5,439-28.4% |
| Admin fee / account holder | $36 | $11,285-99.7% | $5,801-99.4% | $10,886-99.7% |