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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,360 | $57,140+234.9% | $85,240+124.5% | $80,959+136.4% |
| Participation rate | 79.6% | 56.4%+23.2pp | 67.5%+12.1pp | 67.7%+11.9pp |
| Annual return | 19.38% | 21.71%-2.3pp | 66.75%-47.4pp | 35.67%-16.3pp |
| Employer contribution / active EE | $5,039 | $1,802+179.7% | $2,735+84.2% | $2,757+82.8% |
| Participant deferral / active EE | $18,383 | $3,115+490.1% | $4,527+306.1% | $4,300+327.5% |
| Admin fee / account holder | $6,047 | $4,992+21.1% | $6,165-1.9% | $6,925-12.7% |