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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,360 | $57,073+235.3% | $85,126+124.8% | $80,925+136.5% |
| Participation rate | 79.6% | 56.4%+23.2pp | 67.5%+12.1pp | 67.7%+11.9pp |
| Annual return | 19.38% | 21.69%-2.3pp | 66.63%-47.2pp | 35.65%-16.3pp |
| Employer contribution / active EE | $5,039 | $1,801+179.9% | $2,731+84.5% | $2,756+82.8% |
| Participant deferral / active EE | $18,383 | $3,113+490.5% | $4,523+306.4% | $4,299+327.6% |
| Admin fee / account holder | $6,047 | $4,988+21.2% | $6,160-1.8% | $6,940-12.9% |