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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,723 | $57,590+295.4% | $86,233+164.1% | $82,448+176.2% |
| Participation rate | 76.6% | 57.9%+18.7pp | 69.0%+7.6pp | 68.1%+8.5pp |
| Annual return | 21.95% | 22.41%-0.5pp | 61.39%-39.4pp | 41.64%-19.7pp |
| Employer contribution / active EE | $6,399 | $1,655+286.6% | $2,504+155.5% | $2,551+150.8% |
| Participant deferral / active EE | $19,198 | $3,080+523.3% | $4,559+321.1% | $4,139+363.8% |
| Admin fee / account holder | $18,312 | $4,730+287.1% | $8,342+119.5% | $7,234+153.1% |