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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,723 | $58,848+287.0% | $88,179+158.3% | $82,637+175.6% |
| Participation rate | 76.6% | 57.9%+18.7pp | 69.1%+7.5pp | 68.1%+8.5pp |
| Annual return | 21.95% | 22.76%-0.8pp | 64.97%-43.0pp | 53.51%-31.6pp |
| Employer contribution / active EE | $6,399 | $1,678+281.2% | $2,549+151.0% | $2,552+150.7% |
| Participant deferral / active EE | $19,198 | $3,124+514.6% | $4,614+316.1% | $4,126+365.3% |
| Admin fee / account holder | $18,312 | $4,795+281.9% | $7,673+138.7% | $7,339+149.5% |