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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,358 | $138,076-84.5% | $123,553-82.7% | $135,380-84.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.44% | 153.70%-163.1pp | 119.21%-128.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $5,993 | $5,152+16.3% | $4,628+29.5% | $4,779+25.4% |
| Participant deferral / active EE | $3,196 | $6,800-53.0% | $6,426-50.3% | $5,609-43.0% |
| Admin fee / account holder | $2,402 | $10,917-78.0% | $9,284-74.1% | $10,828-77.8% |