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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,317 | $138,114-84.6% | $125,391-83.0% | $134,545-84.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.83% | 750.88%-766.7pp | 572.41%-588.2pp | 418.37%-434.2pp |
| Employer contribution / active EE | $5,979 | $5,246+14.0% | $4,816+24.2% | $4,742+26.1% |
| Participant deferral / active EE | $3,879 | $7,801-50.3% | $7,448-47.9% | $6,401-39.4% |
| Admin fee / account holder | $886 | $11,570-92.3% | $10,009-91.1% | $11,431-92.2% |