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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,961 | $165,399-83.1% | $149,745-81.3% | $158,982-82.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.97% | 348.34%-332.4pp | 276.72%-260.7pp | 302.99%-287.0pp |
| Employer contribution / active EE | $4,992 | $5,105-2.2% | $4,646+7.4% | $4,763+4.8% |
| Participant deferral / active EE | $2,456 | $7,183-65.8% | $6,843-64.1% | $5,983-59.0% |
| Admin fee / account holder | $960 | $10,811-91.1% | $9,312-89.7% | $11,252-91.5% |